Dubai's top lender Emirates NBD sees loan growth this year in the range of 7-8 percent and the bank has no plans to raise additional capital in 2014, its chief financial officer said on Monday.

"Loan growth is expected to be in the range of 7-8 percent in 2014," Surya Subramanian told reporters at a conference call.

The bank also expects net interest margin in the range of 2.5-2.6 percent in 2014, Subramanian added.

ENBD missed analysts' forecasts despite an 8 percent rise in fourth-quarter net profit on Monday as impairment provisions soared.

Comfortable with state exposure - CEO

Meanwhile, Emirates NBD's newly appointed chief executive is comfortable with the bank's exposure to the government and its state-linked entities in the emirate, said in a conference call on Monday.

"I'm not uncomfortable with the exposure that we have to Dubai. However, with the new central bank legislation that's on the way around exposures, we will need to wind some of that down over the next five years until we get to the required ratios," Shayne Nelson, who took over on Jan 1, told reporters.

The United Arab Emirates' central bank is planning to impose rules restricting the amount of exposure which banks can have to the debt of government-related entities (GREs).

ENBD's loans to Dubai government consist of 91 billion dirhams out of a total loan book of 238.3 billion dirhams, equivalent to about 38 percent. – Reuters